Protected monthly income in retirement with Fixed Indexed Annuities
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Some questions are always in the back of our minds no matter how old we are, but they intensify as we approach our retirement age:
What if I outlive my savings?Will social security even exist in the future?Will I be able to pay for my healthcare when I get old?
They even begin to keep us up at night
Although we would sometimes like to believe that we can postpone our plans and preparations for retirement, we will have to face it sooner rather than later. Our Income will slow down and eventually stop. Our bills won’t. The amounts will even get higher. We can eat healthily and exercise, but unfortunately, time will increase healthcare costs.
Face your fears now, as you know, that’s the only way to overcome them.
Annuities in your retirement plan
THE BEST WAY TO BEAT YOUR WORRIES
You’ve probably already heard about annuities, you did some research, compared various types of annuities and CDs and concluded that fixed indexed annuities are the best fit for your situation. They are low-risk and can provide guaranteed, monthly income when you retire. But a decision about purchasing them is not an easy one to make.
We can help you with that.
FIXED INDEXED ANNUITIES
Protected monthly income in retirement
We can surely agree that generating enough income just to pay your bills is no way to experience retirement. You never planned to ENDURE your “golden” years - you planned to ENJOY them. Retirement is supposed to be a phase in your life when you do the things you’ve “put on hold” during your working years.
A fixed indexed annuity grows by the return from a specified stock market index (reduced by certain expenses and formulas), but at the same time has an annual, guaranteed minimum rate of return - typically higher than bank CDs. In other words: If the market goes up - you earn more, if the market goes down you don’t participate in losses.
Adding a fixed indexed annuity as a source of a protected monthly income to your retirement income will enable you to enjoy this part of your life without fear of possible volatile market trends.
Fixed indexed annuities are a great choice for people who value safety and security, who want to see their funds increase and at the same time defer their tax liability.
Your principal is protected even if the market declines
You benefit from the market gains
You are guaranteed a minimum rate of return
Our expert analysis indicates that fixed indexed annuities are a more stable source of income than any other type and have a far better return than CDs. But, the main question remains:
How to get the best annuity rates?
The best fixed indexed annuity rates
Annuities are complex financial instruments with multiple personalization options. Choosing the right one, with the highest possible rate for your specific situation and retirement plans will depend on your age, sex, previous investment choices, marital status, legacy preferences, income needs...There is no “one size fits all” favorable annuity rate.
Like with any industry, learning about all the annuity options takes some schooling, and preferably some insight into “trade secrets”. As you probably figured out by now, it takes time and it can wear you down.
But there’s a simpler, less time consuming, less stressful solution:
Ask Joe all about it.
Joe Uppleger (literally) wrote a book on Safe money in retirement and is a host of Michigan's popular weekly radio show about retirement (Safe Money & Income Radio).
Joe is a famous Retirement Planning Specialist that already secured over $13.5 million in annuities for Michigan and Ohio residents since the start of 2020.
We’ll put our years of expertise to work to help you figure out if an annuity is a good fit for your retirement portfolio, and provide you with annuity rate quotes to help you compare options before making any decision.
